body {
		margin:0px 0px 0px 0px;
		padding:0px;
		background-color: #666666;
		font-size :13px;
		font-family:"Times New Roman", Times, serif;
		color: #464574;
		line-height: 17px;
		border: 0px;
		
		}

a:link {color:#666666;}      /* unvisited link */
a:visited {color:#445b7d;}  /* visited link */
a:hover {color:#445b7d;}  /* mouse over link */
a:active {color:#445b7d;}  /* selected link */
	
 #main  {
                margin-left: auto; 
                margin-right: auto;
                width: 937px;
                height: auto;
                margin-top: 0px;
                text-align: left;
                background-color: #ffffff;
                background: #ffffff;
  				overflow: hidden;

                
           }
           
		
#banner {
                background-color: #c3e1ee;
                align: center;
                height: 158px;
                width: 937px;
                padding:0px 0px 0px 0px;
                border: 0px 0px 0px 0px;
          }
          

/* navigation */

#nav {
	background-image: url(navbg.jpg)
	background-repeat: repeat;
	width: 809px;
	float: left;
	padding: 0;
	}
	
#nav ul {
	margin: 0;
	padding: 0;
	list-style: none;
	}
	
#nav li {
	float: left;
	margin: 0;
	padding: 0;
	font-family: "helvetica";
	font-weight: normal;
	font-size: 105%;
	letter-spacing: 2px;
	text-transform: uppercase;
	}
	
#nav li a {
	float: left;
	padding: 10px 12px;
	text-decoration: none;
	color: #666666;
	border: 5px  #c3e1ee;
	}
	
#nav li a:hover {
	color: #445b7d;
	}
	
#nav li a.active {
                font-weight: bold;
                color: #445b7d;
                }
	
	

#menu {

                background-image: url(navbg.jpg)
				background-repeat: repeat;
                background-color:#c3e1ee;
                margin-left: 0px;
                margin-right: 0px;
                height: 35px;
                width: 937px;
                padding:0px 0px 0px 0px;
                text-align: left;
                vertical-align: top;
                border: 0px 0px 0px 0px;
          }
          
#menu2 {
                background-color: #c3e1ee;
                background-image: url(navbg.jpg)
				background-repeat: repeat;
                height: 35px;
                width: 937px;
          }
          

 #leftcol {
                float: left;
                height: auto;
                width: 545px;
                background:#ffffff;
                text-align: left;
                margin-top: 25px;
                padding:0px 0px 0px 25px;
                
           }
           

 #rightcol {
                float: left;
                height: auto;
                right: 0px;
                width:355px;
                background:#ffffff;
				font-size: 130%;
				line-height :0px 20px 0px 0px;
                text-align: left;
                margin-top: 25px;            
           }
.leftcol {
                float: left;
                height: auto;
                width: 545px;
                background:#ffffff;
                text-align: left;
                margin-top: 25px;
                padding:0px 0px 0px 25px;
                
           }
           

.rightcol {
                float: left;
                height: auto;
                right: 0px;
                width:355px;
                background:#ffffff;
				font-size: 130%;
				line-height :0px 20px 0px 0px;
                text-align: left;
                margin-top: 25px;            
           }

           
.texttitle {                
				float: left;
                height: 30px;
                right: 0px;
                background:0;
				font-family: "helvetica";
				color: #666666;
				letter-spacing: 5px;
				font-weight: bold;
				font-size: 90%;
				line-height : 20px;
                text-align: left;
                border: 0px;
                margin-top: 10px;
                padding:0px 10px 0px 0px;
           }
           
.text {
                float: left;
                right: 0px;
                font-family:"Times New Roman", Times, serif;
				font-weight: normal;
				color: #666666;
				font-size: 100%;
				line-height : 25px;
                text-align: left;
                padding:0px 15px 0px 0px;
           
           }
#menu3 {
                float: left;
                background-color:#c3e1ee;
                height: 50px;
                width: 937px;
                margin-top:50px;
          }
          
				
.centertext {
                color: #666666;
                font-family: "helvetica", "Arial", sans-serif;
				font-weight: normal;
				font-size: 110%;
				line-height : 130%;
                text-align: center;
                padding-top: 7px;
                padding-right: 10px;
                padding-left: 10px;
                border: 0px 0px 0px 0px; 
                  }


p.contact {
                font-family: "helvetica";
				font-weight: normal;
				font-size: 100%;
				line-height: 150%;
                text-align: left;
                padding-right: 40px;
                padding-left: 20px;
                border: none;
           }           
 .bulletsnone {
 	list-style: none;
 	margin: 0;
	padding: 0;
 }